The official documents you need to have:
There are situations with your elderly loved ones that require them to have certain official documents, and these situations often arise unexpectedly. It’s a great idea to be proactive and locate and organize these essential documents. Don’t wait until a situation comes along that makes them necessary. Be prepared! It’s not enough just to know that they exist, they have to be accessible. We recommend that you or your loved one keep all these important documents in one folder or box, and then keep it in a safe, a safe deposit box, or with an attorney. 
Documents for end-of-life and estate planning include will and trust, life insurance policies, end-of-life instructions letter, and organ donor card.
Important health care documents that are needed include durable health power of attorney, living will, medical history, insurance card, long-term care insurance, current medication list, and authorization to release health care information.
Financial documents include durable financial power of attorney, bank account information, pension and 401(k) documents, savings bonds, stock certificates and brokerage account information. Also find your deeds to property, vehicle titles, loans and debt information, and tax returns.
These things are needed for end of life situations, but you will also need to have access to these papers when you or your loved one: moves to a senior community, is hospitalized, sells their home, applies for state, federal or veteran benefits, or is involved in litigation of some kind. It is also necessary to have many of these documents ready when you or your loved one moves to a skilled nursing facility Merrillville IN.
There can be serious consequences if documents are missing in these situations. Having quick access to them in stressful situations can help make decisions easier and expedite transitions.
